There are many benefits to paying for knee surgery out-of-pocket. If you’re considering self-pay knee arthroscopy surgery, there are a few things you need to keep in mind.
Self-pay is usually only an option if you have the money upfront to pay for it and for patients who do not have insurance coverage or are traveling internationally. On average, the cost of arthroscopic knee surgery and recovery is $22,260. It can cost up to $34,195, depending on the type of procedure, location of surgery, and the surgeon you choose. We will provide you with a good-faith estimate upon request for your surgery.
Self-Pay Package Cost
The following prices are non-negotiable and can only be obtained by those who pay the total cost of the treatment in advance. Your costs may not be covered in its entirety if you require more than one procedure at the same time. These are discounted package prices that include the entire period of care. Please remember that if you choose to have surgery at our facility and private insurance or Medicare is handled by a third party or us on your behalf, these costs do not apply to you. This quote is only for surgery at Honolulu Sports and Spine. Any other facility chosen would change the overall cost of the package.
The quoted price must be paid at least 7 days before your surgery. Payments are accepted via cash, bank check, money order, and credit card. For credit cards, there is a 3-4% fee added for credit card payments.
Packaged Cost Includes
- Expert Surgeon Consult ($200 at your first visit – in-person or telehealth. This is then discounted off your final package price).
- Routine Follow-up Visits for up to 1 year after Surgery
- Surgeon Fees for Procedure
- Outpatient Surgery Center Facility Fee
- Anesthesia Fees, including pain block and spinal, when indicated
- Access to My Mobility and Postoperative Therapy Protocol.
- Pre- and post-operative x-ray series for Robotic Joint Replacement
- Sequential Compression Devices and Crutches
- Post-op ice machine
Not Covered Under Package Costs
- Future Follow up visits outside of the Standard Visits (Covered visits include: 2-week, 6-week, 3-month, 6-month, and 1-year)
- Pre- and Post-operative physical therapy (Unless specifically discussed during your visit)
- Postoperative home-health nursing care
- Preoperative MRI or Labs if necessary.
- Stay at a rehabilitation facility
- Consultations with Primary Care or with other specialists to determine medical risk/management
- Home prescription medications
- Lodging and/or travel expenses
- Expenses or fees from complications during/following the completion of surgery and discharge
- For a BMI (Body Mass Index) of 35.0 or higher, there is a $3,000 surcharge for the procedure.
- Complex reconstruction such as hardware removal, revision, or severe deformity surgery. Please discuss this with Dr. Morton if you are concerned during your consultation.
We may be able to help you understand what your total costs may be after your initial consultation.
Compared to the cost of treatment abroad, the cost of hip or knee replacement surgery in the US is higher. There are certain benefits to having your surgery performed in the US.
- Knowing that you’re getting a board-certified, fellowship-trained knee orthopedic surgeon
- High-tech care without compromise. You will gain a knee surgery backed by the latest science.
- Stay in a modern country with modern amenities such as lodging, food, currency, and transportation.
- The knowledge that in the unlikely event that complications arise, you will have access to modern hospitals and American physicians
- If you are American, you will be familiar with your surroundings, making it easier to focus on your recovery.
- Hawaii is ranked first in the US by USNews for Healthcare in 2022
- Significantly lower levels of hospital-acquired infections compared to the national average, according to the Centers for Disease Control and Hawaii State Department of Health
- Recover in Paradise. Hawaii is one of the hottest tourist destinations in the world. Visit The Hawaii Tourism Authority to learn more.
No Insurance Hassles
One of the most significant benefits of paying for orthopedic surgery out-of-pocket is that you won’t have to deal with insurance companies. Insurance companies can be a major hassle when it comes to medical procedures. They may not cover the entire cost of the procedure, or they may not cover it at all. This can leave patients with a hefty bill they are responsible for paying. You won’t have to deal with any of these hassles when you pay for orthopedic surgery out-of-pocket.
You’ll be able to choose your surgeon. When you go through insurance, you’re usually restricted to a small pool of surgeons participating in your plan. You may not have access to subspecialist care or advanced technologies such as ACL Repair. But if you pay for the surgery, you can pick any surgeon you want.
Get the Procedure Done Quicker
When you pay for orthopedic surgery out-of-pocket, you will also be able to get the procedure done quickly. Insurance companies often have a lengthy approval process that can take months or even years. However, when you pay for the procedure out-of-pocket, you will be able to get it done as soon as possible.
Not all hospitals or surgeons offer self-pay options for joint replacement surgery. So, if you decide to go this route, make sure to call around and find a hospital that offers this option.
Make sure to do your research when choosing a surgeon! This is especially important if you’re paying for the surgery yourself because you won’t have the same level of protection as you would if you were going through insurance. You’ll want someone who is board certified and has fellowship training in your particular procedure. Make sure to read reviews and ask for recommendations before making your decision.
Dr. Morton is a highly skilled and experienced orthopedic surgeon who offers self-pay joint replacement surgery. If you’re looking for a board-certified surgeon who offers advanced technology, such as ACL Repair. The state of Hawaii has excellent healthcare and low hospital-acquired infections. So if you’re looking to recover in paradise, look no further than Dr. Morton’s office in Honolulu, Hawaii!